Square is changing the way we pay

Square is a physical reader for an iPhone, or an iPad that scans credit cards, and accepts mobile payments. The program has a built in app in it and it transfers money from the phone or tablet to the person's bank account. Square takes a 2.75% off each purchase that the merchant makes with his square reader. This is revolutionary for how we pay for things because now we can use credit cards to buy anything. Merchants on the street don't only have to accept cash they can accept cards and transfer money directly to their accounts in 2-3 businesses days with no hassle. I seen a lot of merchants starting to use this reader in the Union Square Farmers market and customers seem very happy with it. The process is painless and fast. The merchant swipes their credit or debit card, the customers signs with their finger on the touchscreen, a receipt is emailed or texted to the customer and thats it. It's that easy. Square gives anyone a reader for free and the way they make their money is on the 2.75% of the amount of each purchase, so the more the customer uses their product the more money they make. This is a great idea and it will change the way we pay for goods.

Square's Official Website

Instagram

Instagram is changing how we share photos around the world. Instagram is an app on iPhones and Android devices that lets you put the photos you took under an array of filters and share them with the friends that follow you. Instagram allows you to geotag the location so that the user can see all the photos that were taken in that location as well. I enjoy instagram because I have a lot of friends that follow me that can see all the photos I post, like and comment on them. Instagram also has a tags feature where you can hashtag tags and that tag will link back to all the photos that have that tag on them. Instagram is an amazing device for sharing memories and photos from all around the world. Every since it has been bought by Facebook for 1 Billion dollars in 2012 it exploded in popularity. As of February 2013 it has 100 million users that use it every month after just a little over 2 years on the market i. Instagram is a great social media site. I enjoy it because up until recently it was only phones. There was no distraction of using Instagram on the computer and on the phone because it was just on the phone and it was all mobile. It was unlike Facebook which is on mobile and on desktop browsers.

Instagram reaches 1 million users